Our Team

Mr David Pemberton

CHIEF EXECUTIVE OFFICER

Mr David Pemberton


David has worked in the automotive insurance industry for over 30 years in roles ranging from Account Manager to his current role as CEO. David has worked for a number of companies at a senior level including Pat Ryan & Associates (An AON Company), AIM Insurance (a Fortis company), and Swann Insurance (an IAG company). Since 2002, David has served as Managing Director of several insurance entities both in Australia and overseas, and joined Avea in 2009. David is also a shareholder of Avea.

Mr Sean Balding

CHIEF FINANCIAL OFFICER

Mr Sean Balding


Sean has over 20 years experience as a finance professional having been a Partner with EY for 11 years specialising in financial services and consumer products across a range of disciplines including assurance, transactions and risk management consulting. As Director of an ASX listed entity Basper Limited, he has overseen the initial restructuring and then sale of the business.

Mr Duncan Stuart

CHIEF RISK OFFICER

Mr Duncan Stuart


Duncan has worked in the Insurance and Financial Services industry for over 25 years having worked in Health, Life, & Income Protection insurance as well as Superannuation prior to joining Avea. He has also worked in Risk and Compliance roles in the General Insurance, Friendly Society and Aged Care sector for over 6 years.

Mr John Velgakis

OPERATIONS MANAGER

Mr John Velgakis


John is an insurance professional with over 25 years’ experience in general insurance, having worked within claims and underwriting operational roles across various leading insurers including Swann Insurance and CGU (both IAG companies), AMP Ltd and GIO (A Suncorp company) prior to joining Avea. John has experience in people leadership, process improvement & efficiencies, document management solutions, business & strategic planning and change management.

Mr Frank Virgato

CHIEF INFORMATION OFFICER

Mr Frank Virgato


Frank has worked in the IT industry for almost 15 years having worked across various sectors, from retail and consulting to Industry redundancy funds. With experience across various fields, including software architecture, infrastructure and project management, Frank is responsible for planning, implementation and oversight of Avea’s information technology systems.

Mr David Gilbertson

Mr David Gilbertson

Chairman of Board, Non-Executive Director

David Gilbertson, is a barrister and solicitor with over 20 years experience in corporations and commercial law including mergers and acquisitions. He has worked with the Australian Securities and Investments Commission (ASIC) in the Federal Court and also the Commonwealth Administrative Appeals Tribunal. David was a senior associate with Corrs Chambers Westgarth from 1987 to 1993 and during this time he gained extensive experience in the financial services industry and was a special adviser to the Chairman of ASIC from 1991 to 1992.

Mr Gary Johnson

Mr Gary (Jamie) Johnson

Non-executive Director

Jamie Johnson has over 20 years experience in motor vehicle industry related activities including over 10 years experience in extended warranty products comprising discretionary risk products, and prior to March 2004, underwritten insurance products. Jamie is currently a Director of National Warranty Company, Web-Ezi Pty Ltd, and CEO of Presidian Pty Ltd.

Mr Ian Miller

Mr Ian Miller

Non-executive Director

Ian Miller was a former Senior Partner of Ernst & Young having been with the firm for 24 years. Ian is currently Deputy Chairman of the Murdoch Childrens Institute and Non Executive Director of Macquarie Investment Management Limited.

Mr Norman Newbon

Mr Norman Newbon

Non-executive Director

Norman Newbon has served on subsidiary Boards of major public companies for the past 34 years in both the motor industry with Volkswagen and Subaru, and in the insurance and financial services industry with GIO, AMP and Suncorp. Norman spent 21 years with GIO in an executive capacity and he is currently a Director of StateCover Mutual Limited, MIPS Insurance Pty Ltd, and Chairman of the Board Risk, Audit and Compliance Committee of NSW BusinessLink Pty Ltd.

Mr Steve Kloss

Mr Steve Kloss

Non-executive Director

Steve Kloss has more than 25 years experience in business principally in the automotive sector. Steve cut his teeth in the automotive industry, through being first to market with a host of intellectual property. Steve is currently the Chief Executive officer of Pentana Solutions who specialise in the supply and development of automotive corporate systems tailored to the needs of dealerships.

Mr Paul Myers

Mr Paul Myers

Non-Executive Director

Avea's comprehensive governance framework ensures we continue to focus on the highest standards of performance.

Board Committees


The Board has established five separate committees to provide a high level of governance over critical aspects of Avea’s operations:

  • Risk and Compliance Committee
  • Audit Committee
  • Governance & Remuneration Committee
  • Product and Pricing Committee
  • Internal Dispute Resolution Committee

Internal Audit


Internal Audit services are provided by BDO, one of the largest full service accounting and advisory firms in Australia, ensuring independent oversight of key business operations, reporting through to the Audit Committee.

External Audit


Avea Insurance Limited is audited by EY, one of the big 4 global audit firms. As well as providing the highest level of quality and integrity, EY bring the knowledge and experience of international insurance best practice to the audit process.

Investment Management


Avea has appointed UBS as its investment advisor to deliver quality investment advice tailored to Avea’s needs.

Reinsurance


Aon Australia, the leading provider of reinsurance in Australia, provide reinsurance of Avea’s motor portfolio, providing an additional level of security when disaster strikes.